An investment calculator projects the future value of your investments based on initial amount, contributions, and expected returns.
See how your investments grow with compound interest and regular contributions.
An investment calculator projects the future value of your investments based on initial amount, regular contributions, expected return rate, and time horizon.
Example: $10,000 initial plus $500/month at 8% annual return for 20 years grows to approximately $352,727.
The S&P 500 has historically returned approximately 10% per year on average (about 7% adjusted for inflation) over long periods. However, individual year returns can vary significantly from this average.
Dollar-cost averaging (DCA) is investing a fixed amount at regular intervals regardless of market price. This strategy reduces the impact of volatility and removes the need to time the market.
Regular monthly contributions dramatically boost growth through dollar-cost averaging and compound interest. For example, $10,000 initial + $500/month at 8% for 20 years grows to about $352,727, compared to just $46,610 with the initial investment alone.